कितँ = क इ त चंद्र बिंदी
hand held object that inside = refers to rubbing material on stone to make paste
લસોટવું = ल soft ओ from स furrow (of) ट bowl वmake /do.
hand held inside that surface = refers to cloth
commentary
निवास = नि + वस् +घञ् = noun(pull inward + persons gathered)